Call now to find out how: 1-559-625-3870

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Compare our rates to your current auto insurance company 
​We’re agents for many leading insurance carriers in California including, Travelers Insurance, MetLife, Kemper Insurance, Allied Insurance Co, Encompass, Progressive and many more.

Special Discounts are available for:
- Good Driving Record
- Mature Driver
- Multi-Car
- Good Student
- Anti-theft
- Teachers
- Attorneys
- Engineers/Scientists
- Actuaries
- Multi-Policy

Ways to Save

Let’s face it…auto insurance can be costly, especially if your driving record is a little less than perfect. Here are some suggestions on ways to help ease the burden*.

  • Increased comprehensive/collision deductibles — An increase from $250 to $500 can often save you as much as 5-10%. Many auto insurance companies have deductible options as high as $1,000 or $2,500. Just make sure that you have the resources to handle the larger deductible in the event of a loss.
  • Package Credit — Some carriers offer an additional discount of 10-20% on your auto insurance premium if you insure your home with them as well.
  • Good Student Credit — A Good Student Discount may be available if your child has a GPA of 3.0 or higher.
  • Safety credits — An additional discount may be available if your vehicle has airbags, automatic seatbelts, an alarm system or anti-lock brakes. The VIN number of your car usually verifies most of these; however, if you have upgraded your alarm system or installed a tracking device, you may be missing out on this discount.
  • Occupational credits — If you are an educator, scientist, engineer or are a member of the Calfonia Bar Association or the California Medical Association, you could be eligible for a discount of up to 15%
  • Mature Driver credit — If you are 55 or older and have completed a DMV-approved Defensive Driver Course, you may qualify for a discount of up to 5%.

*All discounts vary by carrier. Supplemental documentation may be required. Please contact our office to see if you qualify.

Ted Papanickolas Insurance Services